Determine if you can afford regular payments
At most, 30% of your income can go into housing. Review your income and expenses. Be ready to provide all documentation of your income and computation of household savings. See what can be adjusted for amortization.
Canvass for property that fits your budget
A bank loan can help you fund up to 80% of your property’s appraised value. Choose the loan with the most flexible, friendly terms. Talk with your bank first so you can know your options. Click here to know more.
Choose the home loan that's best for you
Research thoroughly and look at actual properties online and offline. Keep notes and think about your long-term needs (a place for your growing family? An investment for the future?). Don’t stop until you find the house that feels like ‘the one.’