MANILA, Philippines – How long have you been putting off watching the season 1, episode 1 of Game of Thrones? Or reading that latest book by your favorite author that was released a few months ago?

You might have been out of the loop (and missing out on conversations about the latest person who got killed on GOT) for some time now because of work, chores, errands, and the heavy traffic that takes a huge chunk of your time.

But we shouldn’t let these time-consuming activities keep us from doing the things we love. If we’re just smarter about how we do our everyday chores like paying the bills, we can save a lot of time. By using your phone to manage your financial transactions, you can skip the commute and instantly save 45 minutes – the average travel time in the Philippines. No need to apply for a credit card!

In this infographic, we’ll show you the things you can do with your phone that let you save time (and money!) so you can do other things that are worth your time. – Rappler.com