SUMMARY
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MANILA, Philippines – We have all been stuck in a “cashtastrophe”. That moment you reach into your wallet and realize you don’t have enough cash to pay for your meal/dinner, or that pair of shoes you’ve been eyeing for months, or the grocery bill when you’re already at the checkout counter.
Cash is an essential part of your daily necessities, but the less you rely on it, the more convenient and easier it is to avoid getting stuck in these cashtastrophic situations. Though it is practical to have cash at hand especially for emergency purposes, switching to debit can save you a lot of time, prevent stress and even give you more security.
Owning a debit card like the BDO ATM Debit Card, is a convenient and easy way to avoid being cash-strapped.
Here are a few smart reasons why you need to make the switch.
1) You can use it anywhere
The wonderful thing about having a BDO ATM Debit Card is that you can use it in a wide range of establishments: whether you are shopping at the mall, treating yourself out to a dinner and movie, buying groceries, filling up your gas tank, or even making online* purchases.
The bonus? No additional fees for purchases or payments when you use your debit card.
You no longer have to pre-plan and carry the exact amount of cash for your daily activities and weekend gimmicks. Having your debit card at hand allows more flexibility in your budget and can come especially handy for unexpected payments and situations.
2) You can keep better track of your spending habits
Another great thing about debit is that you have a record of how much you deposit and spend every time you make a transaction. Unlike handling cash, sometimes we tend to forget or lose track of how much we have already spent, causing the compulsive shoppers in us to spend more than we actually should. Debit can help you spend within your means.
3) It’s safer
Safety is another issue that comes into play. You no longer have to be worried walking around the street carrying large sums of cash in your wallet. Yes, there is still the risk of pickpockets and thieves but at least if your wallet only holds your debit card, all you need to do is call your bank and report it stolen.
Even if the thief has your card, he won’t be able to withdraw any of your money as he will have to key in a Personal Identification Number (PIN). You can just have a new card issued to you in no time.
4) Money transactions are more convenient
Transactions are so much easier and hassle free when you transfer debit to debit. People can easily deposit payments into your account such as your monthly salary. Many employers have switched to money transfers instead of checks during payday.
5) You can use it online
Now debit cards can also be used to make purchases online. A holiday was just declared? Use your debit card to book a ticket to your favorite beach destination. In case you’re abroad, you can also use your debit card to make online payments. Best of all, there will be a running log of your transactions to make sure that you can monitor your expenditures. That’s something that cold cash just can’t do.
Note: Only BDO Debit MasterCard and BDO Debit Visa Card can be used for online purposes.
Convinced? Make the switch and never find yourself caught in a “cashtasrophe” again thanks to the ease, security, convenience, and practicality of owning your own BDO ATM Debit Card. -Rappler.com
Visit the closest BDO branch to inquire and apply for your own BDO ATM Debit Card now. Click here for more details.
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